David Cedar is the President of The Private Asset & Management Group, LLC (PAM), a fully compliant appraisal management platform operating in all 50 states. With over 35 years of experience in real estate, residential appraisal, and mortgage lending — including as founder of Capitol Commonwealth Appraisal Group and as a licensed AMC operator in 11 states — Cedar has spent his career at the intersection of appraisal compliance and mortgage lending operations. PAM was featured in HousingWire in April 2026.