Jay Carstens is the SVP of Lender Solutions for Origence. He has more than 30 years of indirect auto lending experience, with 17 of those years working for Origence. Jay spent time with GE Capital, HSBC, and Triad Financial as an Area Manager developing the market for each of these lenders prior to joining Origence. During his time at Origence he has worked with Credit Unions to help improve operating and cost efficiencies with their lending channels along with helping with ways to improve loan volume. He started his career with CU Direct in Nebraska, moved to Dallas in 2015 and now resides in Dana Point, Calif. He has been married to his wife for 25 years, has two boys and enjoys playing poker when he has time.