Words We Don’t Like
Taxes, bills and payments are all words no one really likes. If you are a credit union, another word you would probably add to that list is assessment. As a ...
The latest from Michael Fryzel
Let It All Hang Out
Whenever there is an issue involving a regulated industry, one question that gets repeatedly asked is how much information should be publicly disclosed? While economists would argue that more disclosures ...
Pen, Paper, Stamp and a Little Time
NCUA proposes a rule and asks the credit union industry to provide comments and suggestions about the value of the rule and how it could be made better. CUNA or ...
It’s Time for Congress to Act
For the almost five years that I have sat on the NCUA Board, national trade organizations, credit unions across the country and NCUA have tried to convince Congress to pass ...
The New Community Bank
In recent years there has been a tremendous loss in the number of institutions known as community banks. And although they continue to play a significant role in certain communities, ...
Red, White and Blue
On June 14, our country will celebrate Flag Day. It is the day we honor the Stars and Stripes, the Star Spangled Banner, the symbol by which the United States ...
Pay to Play
Pay to play is an interesting phrase. I first saw it used to describe how certain elected officials in Illinois ran their administrations. If you wanted to play the political ...
Everyone Comes Out a Winner
Sending privacy notices to consumers informing them of what types of personal information a financial institution will or will not disclose is a great idea. By law, financial institutions must ...