The latest from Nizar Hashlamon

May 20, 2015 - by Nizar Hashlamon, Mortgage Cadence

High performance credit union mortgage lending: Member share and mortgage employees

We’ve written in these pages before about the cost of manufacturing mortgage loans and how that cost has grown over the past several years. We have just completed our ...

Nov 6, 2014 - by Nizar Hashlamon, Mortgage Cadence

Finding where the answer is suppose to be

We’re notoriously nerdy when it comes to mortgage lending productivity and its inverse counterpart, cost-to-close.  Being the geeks we are, we were immediately interested in a news story from ...

Aug 28, 2014 - by Nizar Hashlamon, Mortgage Cadence

Tune up or overhaul

We’re unabashed mortgage nerds. Our teams and our clients hear us say it all the time. We’ve been passionate about residential mortgage lending since the beginning. It’s ...

Apr 23, 2013 - by Nizar Hashlamon, Mortgage Cadence

The 100-Years Refinance (Exaggeration Intended)

My colleagues and I talk frequently about the coming changes in mortgage lending. The 100-years refinance (exaggeration intended) cycle will end this year or next. In its place is likely ...