The latest from Norm Patrick

Making members’ financial lives bright and hopeful in the new year

The biggest annual spending event of the year has come to a close. Fears of a recession led to an overall slower holiday shopping season than originally expected. While data ...

Preparing for the changing interchange revenue landscape

Recent events in the U.S., as well as policy changes abroad, have elevated the continued risk of reduced interchange revenue with respect to both credit and debit card programs. ...