

Ricardo Chamorro
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Mr. Ricardo Chamorro leads PenFed’s corporate strategy to drive business forward. Since joining PenFed in 2014, he is responsible for all consumer banking products including high-yield online savings, certificates, checking, credit cards, auto loans, personal loans, and refinanced student loans. Mr. Chamorro also oversees marketing and business development, payments, and money movement. ...
Mr. Chamorro has nearly 20 years of experience in financial services and investment banking, including leadership roles at UBS Investment Bank and Lazard. Previously, he served as a military intelligence officer in the US Army and was awarded the Joint Service Commendation Medal and Bronze Star. Mr. Chamorro is a graduate of West Point (BS) and Harvard Business School (MBA).
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