Stephanie Hainje is the Director of Education at Trellance and facilitates the Trellance Payments Academy. She is a payments industry leader with extensive credit and debit card portfolio management expertise including affinity and student card programs, with strategic concentration on acquisition, usage and retention tactics. Her in-depth payments industry experience also includes card marketing, underwriting, sales, training, invoice analysis, product implementation, and project management Additionally, Stephanie is a regular contributor to The Payments Review and is an experienced workshop facilitator and presenter.