CUInsight Weekly Minute with Robbie Young – September 17, 2021

Our favorites from the week in sixty seconds.

Welcome to the CUInsight Minute, sixty seconds from our Associate Publisher Robbie Young with our favorite reads from the week.


Celebrating Hispanic Heritage Month


National Hispanic Heritage month is here again! You are probably starting to see messages on social media and maybe even posters promoting local events. But what is National Hispanic Heritage Month? National Hispanic Heritage month is celebrated every year from September 15 to October 15 to recognize the contribution of both Hispanic and Latinx Americans to the United States. It initiated as a commemorative week in 1968. In 1988, the commemorative week was expanded to a month by legislation sponsored by Congress and signed into law by President Ronald Reagan. (read more)

Evaluating a credit card program’s profitability: Fee vs. interest income

by ELAN 

Credit unions derive income from revenues generated by two primary sources: interest income and fee income. Interest income is revenue earned by lending money, and fee revenue is earned from account-based charges. Typically, interest income is associated with higher risks because it is subject to potential margin compressions, the risk of negative effects from internal or external forces on profitability margins when interest rates rise. Fee income is associated with lower risk because it is thought to be more consistent, predictable, and free from margin compression impacts. (read more)

Growth: Not just possible, but essential in challenging times!


Lou Holtz said, “In this world you’re either growing or you’re dying so get in motion and grow.” His words are certainly relevant to our industry, as now perhaps more than ever, members need their credit unions. An article from the Pew Research center notes – “Roughly half of non-retired adults say the economic consequences of the coronavirus outbreak will make it harder for them to achieve their financial goals” * (read more)

Robbie Young

Robbie Young

Robbie Young is VP of Strategic Growth at, the leading digital trade publication for the credit union ecosystem. Robbie is a CUDE (May 2022, otherwise known as the ... Web: Details