CU*Answers collaborates with 4 PJ Consulting on de novo initiative

GRAND RAPIDS, MI (July 22, 2022) — The strategic initiative of CU*Answers to support de novo credit union efforts by providing pro bono core processing and operational services has announced a collaborative alliance with 4PJ Consulting, LLC, a credit union consulting firm located in Celina, Texas.

CU*Answers, as a 100% credit union owned co-operative, has for the last twenty years subsidized the start-up initiatives of over fifteen credit unions including in recent years The Finest FCU (New York City, NY), ELCA Credit Union (Chicago, IL), and Growing Oaks FCU, (Goldsby, OK). Together with CU*Answers, 4PJ Consulting has recognized the need for professional and experienced advisor support for the pre-charter and post-charter efforts of de novo credit union initiatives.

If you are interested in starting a new credit union please contact Vic Pantea, CU*Answers or Howard Bufe, 4PJ Consulting.

About CU*Answers

CU*Answers offers expertise in implementing technical solutions to operational needs, and is a leader in helping credit unions form strategic alliances and partnerships. CU*Answers provides a wide variety of services for credit unions including its flagship CU*BASE® processing system (online and in-house) and Internet development services featuring It’s Me 247 online and mobile banking. Additional services include web development, network design and security, and image check processing. Founded in 1970, CU*Answers is a 100% credit union-owned cooperative CUSO providing services to credit unions representing over 2 million members and $26 billion in credit union assets. For more information, visit

About 4PJ Consulting, LLC
4PJ, is a multi-skilled credit union consulting company specializing in strategic planning, board and employee training and asset/liability management. Founded and managed by credit union industry veteran experts, Howard Bufe and Lorri Gaither, 4PJ project teams are prepared to provide a variety of strategic services to assure your Credit Union or CUSO meets and exceeds the needs of it owners and members. For more information visit,


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