Dow Credit Union opens new branch in Saginaw

MIDLAND, MICHIGAN (September 21, 2023) — Dow Credit Union has announced the grand opening celebration of its new branch in Saginaw Sept. 25-29.

Spurred by growth in the Saginaw region, this is the first branch to open outside of the credit union’s Midland headquarters. It will feature a team of experienced employees who will offer a full range of services, including account creation, loan origination and more.

Located at 5420 Gratiot Road, the 3,600-square-foot branch will be led by Member Experience Manager Emily Migut. The Saginaw branch will be open 9 a.m.-5 p.m. Monday through Friday.

To celebrate the grand opening, Dow Credit Union will be offering a certificate of deposit special.

“Our strong digital banking services have enabled us to serve many Saginaw members through the years, but this new location will enable even greater involvement in the region as we continue to reach and serve the community”, said Dow Credit Union President and CEO Michael Goad. “Our team looks forward to building new relationships in the greater Saginaw community and providing valuable in-person services to our growing Saginaw member base.”

In her new role, Migut will oversee daily operations, manage the Saginaw team and ensure members receive outstanding care. She has spent nine years as a branch banking professional in the Great Lakes Bay region.

“I’m honored to lead the team at our new branch, connect with members and support the community not only through our remarkable financial products and services, but through our community investment and volunteerism,” Migut said. “The skills I acquired in my previous roles have prepared me for this exciting new leadership opportunity at Dow Credit Union where I’m delighted to support its growth, member satisfaction and community relations.”

The Saginaw branch will offer members many of the same services as its Midland headquarters, including:

  • Account creation and maintenance
  • Mortgages
  • Car loans
  • Cash transactions
  • Debit and credit card instant printing
  • Notary services
  • Signature guarantee
  • Safety deposit boxes
  • Onsite ATM
  • Drive-thru transactions
  • Certificates of deposit
  • Health savings accounts

All members can access their accounts with 24/7 online banking.

“Our success as a credit union comes from putting our members first – ensuring they have the tools and knowledge to make the best decisions for themselves, their families and communities,” Goad added. “This new office will enable us to better deliver that success to our growing membership in Saginaw.”

To become a Dow Credit Union member, visit

About Dow Credit Union

Dow Credit Union is a not-for-profit financial institution owned by its members and dedicated to being a multiplier for good. Located online and in Michigan’s Great Lakes Bay Region, the credit union has more than $2.1 billion in assets and 81,000 members across all 50 states. Dow Credit Union members enjoy lower rates on loans, higher rates on deposits and convenient anywhere banking powered by leading-edge technology to ensure privacy and security that have been recognized multiple times by America’s Credit Unions for top performance in saving members money. For more information, visit  


Aaron Robert
Sabo PR

Brandon Kathman
Communications Specialist


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