Dow Credit Union to open new branch in Saginaw

Opening in 2023, new Gratiot Road location will expand credit union’s Great Lakes Bay Region presence, help better serve members

MIDLAND, MICHIGAN (November 15, 2022) — Dow Credit Union ( has announced plans for a new branch in Saginaw.

“With 54,000 of Dow Credit Union’s 77,000-plus members residing in Michigan’s Great Lakes Bay Region, opening a branch in Saginaw County will better enable us to serve our growing regional member base,” said Dow Credit Union President and CEO Michael Goad. “Having a second location also will reduce operational and service risks that exist with our current single-site model.”

To accomplish these service and operational goals, the credit union recently purchased a former bank branch office at 5420 Gratiot Rd. in Saginaw. Renovations are expected to begin before the end of 2022, with a targeted opening date in the third quarter of 2023. The new facility will feature the new Dow Credit Union name and branding, which officially took effect in September after 85 years as Dow Chemical Employees’ Credit Union.

“As the largest financial institution headquartered in the Great Lakes Bay Region, we are thankful for the support of our growing member base, and we are excited to be able to offer additional in-person branch services,” Goad said.

Dow Credit Union has been a perennial national leader in financial rewards for members, and the expanded membership base has helped fuel that continued performance. The credit union paid Member Giveback rebates and rewards totaling more than $13 million for 2021 and has returned more than $261 million to its members since 1980. In early 2022, Credit Union National Association (CUNA) once again named Dow Credit Union as one of the top credit unions in the country for delivering member value.

About Dow Credit Union

Dow Credit Union is a not-for-profit financial institution owned by its members and dedicated to being a multiplier for good. Located online and in Michigan’s Great Lakes Bay Region, the credit union has more than $2 billion in assets and nearly 78,000 members across all 50 states.Dow Credit Union members enjoy lower rates on loans, higher rates on deposits and convenient anywhere banking powered by leading-edge technology to ensure privacy and security that has been recognized multiple times by the Credit Union National Association for top performance in saving members money. For more information, visit    


Mary Ann Sabo
Sabo PR, 616.485.1432


Aaron Robert

Sabo PR, 586.216.7281

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