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Enact receives ratings upgrade from Moody’s

Fourth Moody’s Upgrade Since IPO Reflects Enact’s Financial Discipline and Capital Strength

RALEIGH, N.C (August 7, 2025) |

Enact Holdings, Inc. (Nasdaq: ACT) (Enact) a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that Moody’s Investor Service (“Moody’s”) upgraded the insurance financial strength rating for our flagship insurance subsidiary, Enact Mortgage Insurance Corporation, to A2 from A3. Moody’s also announced the upgrade of Enact Holdings, Inc.’s long-term issuer rating and senior unsecured debt rating to Baa2 from Baa3. The outlook for the ratings is stable.

“This represents Enact’s fourth upgrade from Moody’s since our IPO in 2021,” said Rohit Gupta, Enact’s President and Chief Executive Officer. “This milestone reflects our disciplined execution and consistent delivery of excellent results. We remain confident in our business model and are well-positioned to continue to serve our lenders and their borrowers while driving long term value for our shareholders.”

Additional information regarding the rating changes can be found in the full report issued by Moody’s.

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