First Financial paid over $2.4 million in dividends and rebates to members in 2020

LUTHERVILLE, MD (January 19, 2021) — 2020 was a year of significant challenges, and as a member-owned financial cooperative, First Financial Federal Credit Union sought every opportunity to support its members. The credit union gave back more than $2.4 million to members in 2020 in the form of dividends and rebates through the credit union’s quarterly rewards program.

In the fourth quarter of 2020 alone, First Financial members received more than $473,000 in rebates, while checking accountholders earned more than $124,000 in checking dividends. Members with Better Rewards Checking accounts earned the highest dividends with the opportunity to earn additional Visa® debit card rebates. Meanwhile, First Financial Visa® credit card holders were also eligible to earn cash rebates.

“Especially through a year as difficult as 2020 was for many people in our communities and in our membership, it was our honor to have the opportunity and ability to reward our members in this way,” said First Financial President/CEO Eric Church. “This rewards program is an important way we return profits to our members, and we’re glad we were able to continue this program to provide much-needed support throughout the COVID crisis.”

In addition to the rewards programs, First Financial has also been offering other forms of assistance and resources to provide members financial relief through the pandemic. These include loan payment deferral options, increased availability of funds, no-penalty early withdrawals from share certificates and free financial education.

To learn more about First Financial and how you can be a part of the First Financial difference, visit or call Member Services at 410-321-6060, option 5.

About First Financial Federal Credit Union (MD)

First Financial Federal Credit Union serves the employees, students, and parents of the Baltimore, Carroll, Somerset, and Worcester County Public School systems, as well as the employees and families of many area businesses, hospitals, private schools, and colleges. The Credit Union’s product offerings include free checking, online and mobile services, auto loans, credit cards, and home loans. Don’t Just Bank, Belong; visit for details.


Stephanie Peltzer
Chief Marketing Officer

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