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From teller to CEO: Service One Credit Union names Justin Morris as new leader

BOWLING GREEN, KY (September 2, 2025) |

Service One Credit Union has appointed Justin  Morris as Chief Executive Officer. Morris, who also serves as President, brings two decades of experience and a deep commitment to the  organization’s mission of “Service to Others.” His journey from part time teller to CEO reflects both his professional growth and the  opportunities Service One creates for its people. 

Morris began his career at Service One in 2005 while attending  Western Kentucky University, where he earned a Bachelor of Science in  Accounting with a minor in Finance, followed by a Master of Business  

Administration. Over the years, he has served in leadership roles in  operations, accounting, and risk management. He has been  instrumental in advancing Service One’s growth, driving financial  innovation, expanding access to affordable credit, and strengthening  the credit union’s role in the community. 

“I am honored to be selected as the next President and CEO of Service  One Credit Union,” said Morris. “I am grateful for the trust placed in me  by the Board of Directors. Service One has a proud history of serving  

members and communities, and I look forward to building on that foundation by focusing on sustainable  growth, enhancing digital experiences, and ensuring more people have access to affordable financial  services.” 

The appointment follows the announcement of longtime CEO Rebecca Stone’s upcoming retirement,  effective January 9, 2026. Stone will continue to serve the credit union as Strategic Leadership Advisor  through this transition period. “It has been my pleasure to work with Justin, I know Justin to be a proven  leader with a strong vision for Service One’s future,” Stone said. “He has consistently demonstrated his  commitment to members, associates, and the community. I am confident he will continue to strengthen  our financial cooperative for years to come.” 

“On behalf of the Board of Directors, we are confident that Justin is the right leader for this next chapter  at Service One,” said J. Pat Stewart, Board Chair. “His dedication to our mission, his proven leadership,  and his vision for sustainable growth and community impact will serve our members well.” 

Unlike a traditional bank, Service One is a not-for-profit, member-owned cooperative. That means every  member is also an owner, and earnings are returned through better rates, lower fees, and investments  in the community. Under Morris’s leadership, Service One will continue expanding its role as a trusted financial partner, with a focus on personalized financial solutions, financial education, and community  outreach. 

Service One Credit Union was organized in 1963 in Bowling Green, KY as a not-for-profit financial  cooperative and serves those who live or work in South Central and Western Kentucky. Today, Service  One serves more than 17,000 members with six branch locations and a wide range of financial products  and services. With a purpose of “Service to Others,” Service One is dedicated to helping people prosper  through affordable financial solutions and strong community partnerships. 

Justin Morris, CEO/President of  Service One Credit Union

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