Frontwave Credit Union finalizes merger with Barstow Community Credit Union

OCEANSIDE, CA (November 15, 2022) — Frontwave Credit Union is announcing today that it has finalized its merger with Barstow Community Credit effective November 1, 2022. The combined credit unions, now more than 122,000 Members strong, will operate as Frontwave Credit Union.

The merger, approved in June of this year, provides Barstow Community Credit Union Members with expanded access to more than a dozen branch locations throughout Southern California, as well as lower loan rates, robust online and mobile banking tools, and additional product and service offerings, including mortgage loans, money market accounts, and investment services.

“Both credit unions have a long history of service to the Barstow community, and combining our forces was really in the best long-term interest of current and future Members as well as the community as a whole,” said Bill Birnie, President/CEO of Frontwave Credit Union. “We are thrilled to welcome all 1,300 Barstow Community Credit Union Members to the Frontwave crew, and are excited to help make their financial dreams come true.”

In addition to their Membership, Frontwave has also welcomed Barstow Community Credit Union employees to their Dream Maker staff, and combined their Barstow branch operations into a single location at 995 Armory Road, Barstow, CA 92311.

About Frontwave Credit Union

Frontwave Credit Union is a member-owned not-for-profit financial institution serving San Diego, Riverside, and San Bernardino Counties. Frontwave Credit Union provides a portfolio of financial products and services including checking and savings accounts, auto loans, mortgage loans, credit cards, home equity loans, and financial planning. Forged in 1952 as Camp Pendleton Federal Credit Union in Oceanside, California, Frontwave has grown from 8 civil service employee members and $40 in assets to over 125,000 members and nearly $1.4 billion in assets. Frontwave Credit Union has been named San Diego’s Best Credit Union and Morongo Basin’s Best Bank three years running, has been honored with the Department of the Navy’s Distinguished Credit Union of the Year Award six times in the last eight years, and is continuously recognized as a best place to work. Frontwave is a ten-time recipient of the Peter Barron Stark Award for Workplace Excellence, most recently in 2022. To learn more, visit <> .


Jennifer Topzand, Vice President of Marketing
Frontwave Credit Union


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