Hawaii State FCU hires two new financial advisors

HONOLULU, HI (March 10, 2021)

 Hawaii State Federal Credit Union (Hawaii State FCU), Hawaii’s largest credit union lender, is pleased to welcome two new financial advisors to Hawaii State Investment Services, a division of the credit union that provides investment, retirement and financial planning services through CUSO Financial Services, L.P. (“CFS.”)* Michael G. Horton, CRPS® and Daniel M. Krase will provide financial advice on investment and insurance strategies for members interested in retirement planning, wealth building, asset transfer to future generations, and more. Horton will be servicing the Kaneohe and Salt Lake branches while Krase will be servicing the Alii and Kaimuki branches.

“As many of our neighbors contiue to face financial uncertainty in the wake of the pandemic,  the need for sound financial advice and educational resources has never been greater than it is today,” said Andrew Rosen, president and CEO of Hawaii State FCU. “We’re pleased to welcome Horton and Krase to our team of expert advisors as our Investment Services division continues to expand. With a combined nearly 37 years of experience, I am confident that our members will truly benefit from their expertise.”

Horton, a senior financial advisor, has nearly 20 years of financial planning experience, specializing in retirement planning, life insurance, long-term care, and portfolio management. Prior to joining Hawaii State FCU, Horton was part of the investments team at First Hawaiian Bank, where he helped clients with financial planning needs for 18 years. He is a graduate of the University of Hawaii at West Oahu, and has been a chartered retirement plans specialist (CRPS) since 2011. Horton holds his Series 7, 65, and 66 securities registrations as well as life and health insurance licenses.

As a financial advisor, Krase joins Hawaii State FCU with more than 17 years of experience in the financial service industry. He was most recently at J.P Morgan Chase where he spent 10 years working closely with attorneys on financial management for clients dealing with trusts, estates, and family dissolution. Krase began his career at the Chicago Mercantile Exchange as a trader in the equity market before making his transition to financial planning. With a true passion for helping people, he has volunteered his time teaching financial literacy and budgeting workshops in churches and inner-city schools. Krase holds his Series 7 and 66 securities licenses, as well as Hawaii life insurance license.

Daniel Krase

Juan Fernandez Ceballos

About Hawaii State Federal Credit Union

Hawaii State Federal Credit Union (Hawaii State FCU) was founded in 1936. Serving state, city and county employees as well as non-profits and select businesses and their families across the state, Hawaii State FCU has more than 120,000 members and $2.3 billion in assets. Hawaii State FCU provides financial advising, checking, savings and loan services on Oahu and Maui. For more information, visit


Angela Behm
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