John M. Floyd & Associates Announces New Regional Directors

BAYTOWN, Texas (June 14, 2012) – John M. Floyd & Associates (JMFA), a profitability and performance improvement consulting firm for financial institutions, located in Baytown, Texas, announces the addition of two regional directors.

Vic Imes has been named regional director for Indiana and Ohio. He joins JMFA after more than 30 years in banking systems sales and management. His background includes leadership positions in sales and implementation of core banking, item processing, image processing, branch automation, enterprise risk management and other mission-critical banking functions. He has 15 years of experience in hiring, training and managing a nationwide sales force. Prior to joining JMFA, Imes held positions in Wolf & Company, New Core Banking, NCR, VSoft and Data Management Products. He earned a Bachelor of Science degree in finance from Ball State University.

Terry Downey has been named regional director for Alaska, Idaho, Oregon and Washington. He joins JMFA with more than 10 years of banking and credit union systems experience. His background includes extensive success in sales, project management and deployments of software and hardware, and related maintenance services, such as ATM network solutions, imaging and core processing, internet banking and teller support. Prior to joining JMFA, Downey was associated with FTSI Connecting, Pendum LLC, Fiserv Summit Information Systems and Harland Financial Solutions. He received a Bachelor of Management of Human Resources degree from George Fox University.

“We welcome the broad industry knowledge that Vic and Terry bring to JMFA and the financial institutions located in their assigned service areas,” said John M. Floyd, JMFA Chairman and CEO. “Their experience will be valuable to the banks and credit unions throughout their regions that continue to deal with economic and regulatory challenges.”

About JMFA:
John M. Floyd & Associates (JMFA), is a leading provider of profitability and performance-improvement consulting. For more than 30 years, JMFA has been recognized as one of the most trusted names in the industry, helping financial institutions enhance their bottom line with programs like JMFA Overdraft Privilege®. JMFA is also recognized for earnings enhancement and expense control programs, training, executive placement, account acquisition programs, as well as product, service, pricing and technology-improvement consulting. Simply stated, JMFA’s programs and services are designed to increase income or reduce expenses. JMFA is proud to be a preferred provider among many industry groups.  To learn more about JMFA, visit or call 800-809-2307.

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