Irvine, CA (April 29, 2026) |
MeridianLink, a leading provider of digital lending and data-driven decisioning solutions, today announced an expanded partnership with Plaid, a leading financial data network, to make digital income verification more accessible to lenders. The integration enables lenders to adopt Plaid Income to streamline income verification directly within MeridianLink Consumer.
This expanded partnership combines MeridianLink’s leading technology that helps community financial institutions grow, scale and serve with Plaid’s leadership in open banking-based lending – powering seamless access to income verification that saves lenders time and accelerates loan approvals by driving 80% conversion in lending flows.
“Manual verification methods are notoriously time-intensive and costly. More than half of banked US adults use Plaid, and we’re pleased to add their widely trusted income verification solutions within MeridianLink Consumer,” said Megan Pulliam, SVP, MeridianLink Marketplace. “Now, our community financial institutions can leverage Plaid’s industry-leading technology to drive their competitive edge and originate better performing loans more quickly.”
Through MeridianLink, lenders get comprehensive income analytics and identity data sourced directly from an applicant’s bank account. This partnership reinforces MeridianLink’s focus on helping lenders efficiently verify qualified borrowers and drive faster loan approvals across asset classes, including consumer lending, unsecured personal loans, home equity lines of credit, and auto loans.
“Real-time cash flow intelligence is quickly becoming table stakes for lenders to reach more qualified borrowers and effectively mitigate risk,” said Adam Yoxtheimer, Head of Partnerships at Plaid. “By deepening our partnership with MeridianLink, we’re giving lenders the digital tools they need to increase performance at all stages of the lending funnel.”
This partnership builds on more than five years of working together to power digital account opening and funding. The integration of Plaid’s digital verification solutions within MeridianLink Consumer is now live, with additional plans to expand access to cash flow underwriting solutions later in 2026.
