Rocket Financial Inc. selects Scienaptic’s AI-powered platform for RocketBNK

NEW YORK, NY (February 15, 2022) — Leading global AI-powered credit decision platform provider, Scienaptic AI announced today that Rocket Financial Inc. has selected its platform to launch its new product RocketBNK.

Rocket Financial delivers technology-led products and services that directly innovate within the payments and banking markets. The company’s latest product, RocketBnk, serves a variety of financial features such as instant access to money, a detailed financial analysis, budget management, an advance on earned wages without waiting for an arbitrary pay cycle and more.

“RocketBNK was created to eliminate financial stress and turn it into financial wellness through instant access and control of money to its earners,” said Michael Shvartsman, CEO of Rocket Financial Inc. “Scienaptic AI’s credit decisioning platform will automate our loan decisioning, provide instant decisions on point-of-sale transactions, process larger volumes of applications and help us serve our customers better.”

Correspondingly, Pankaj Jain, President of Scienaptic AI, cited, “We are excited to be working with RocketBNK to help bolster its credit decisioning process. Scienaptic’s unique, adaptive AI technology will enable the company to make sharper credit decisions, enhance user experience and multiply their growth.”

About Scienaptic AI

Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say “yes” more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.

Scienaptic-enabled lenders have processed more than 300 million transactions, benefitting millions of borrowers. For more information, visit

About RocketBNK  

RocketBNK is a mobile application created to provide instant access to hard-earned money. It is a part of Rocket Financial, and it delivers technology-led products and services to the payments and banking markets. RocketBNK has deep payments and technology experience to provide best-in-class consumer and business financial solutions. For more information, visit


Augusta Bauknight

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