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San Antonio Citizens Federal Credit Union returns value to members with patronage dividend in celebration of 70 years of service

Dividend Reflects Cooperative Ownership and Member Participation

San Antonio, TX (March 11, 2026) |

In celebration of its 70th anniversary, San Antonio  Citizens Federal Credit Union announced today a one-time patronage dividend to eligible  members, reinforcing the cooperative principle that participation creates shared success. 

Unlike traditional financial institutions, credit unions are member-owned. Patronage  dividends allow credit unions to return excess earnings to the members whose  participation helps generate them. Dividend amounts vary based on each member’s level  of engagement with the credit union, including account balances and loan activity. Some  members will receive modest amounts, while others will receive significantly larger  dividends. 

“This dividend is a tangible reminder that when members actively participate, everyone  benefits,” said Steven Shaffner, President and CEO. “Our 70-year milestone belongs to  our members as much as it belongs to us.” 

The dividend will be deposited directly into eligible members’ accounts. This one-time  patronage dividend reflects the Credit Union’s strong financial performance and  commitment to cooperative values. 

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