Vacaville, CA (July 9, 2025) |
Travis Credit Union (TCU) Access Checking account has been officially certified by the Cities for Financial Empowerment Fund (CFE Fund) on July 1, 2025 as meeting the 2025–2026 Bank On National Account Standards. These Standards, developed in collaboration with consumer advocates, nonprofit organizations, civic leaders, and financial institutions, outline key features that ensure accounts are low-cost, high-functioning, and consumer-friendly.
“Receiving the Bank On certification for our Access Checking account affirms our commitment to offering safe, affordable, and inclusive financial services,” said Kevin Miller, president and chief executive officer at Travis Credit Union. “This milestone reflects our dedication to helping members build stronger financial futures through accessible and transparent banking solutions.”
The Access Checking account, a TCU Bank On Certified product, offers a range of convenient and cost-effective features designed to support everyday banking needs. With no monthly fees, no minimum balance requirements, and no overdraft fees, it provides a worry-free banking experience. Members can enjoy early access to their pay—up to two days in advance*—with direct deposit and have access to a network of 30,000 ATMs nationwide**. The account includes a contactless debit card and supports digital wallets such as Apple Pay®, Google Pay®, and Samsung Pay®. Additionally, up to $250,000 in funds are NCUA insured, ensuring peace of mind and financial security.
“The Cities for Financial Empowerment Fund is delighted to award its national Bank On account certification to TCU’s Access Checking,” said Jonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. “Access Checking offers Northern California residents who are looking to improve their finances a safe, affordable, and truly useful mainstream banking product to access and manage their money. TCU’s offering of this terrific account brings them into the forefront of national banking access efforts, and we thank them.”
The Bank On initiative aims to ensure that everyone has access to safe and affordable financial products. The National Account Standards help local coalitions connect consumers with accounts that meet their needs. With Access Checking now certified, TCU joins over 46,000 branches nationwide offering Bank On accounts, representing more than two-thirds of the national deposit market share. Nearly 500 Bank On certified accounts are now available at financial institutions across the country. Data collected by the CFE Fund in partnership with the Federal Reserve Bank of St. Louis shows that these accounts are meeting consumer needs—millions of Bank On certified accounts have been opened, with approximately 85% opened by consumers new to the financial institution.