Simple ways to save this holiday season

If the holiday season has crept up on you, then I bet you haven’t started your holiday shopping yet (I haven’t bought anything, nor even looked). If you’re in need of a few extra bucks this year, here are a few easy ways you can save over the next few weeks…

Switch to cash: We’re living in an Amazon world that makes spending money easier than ever. If you’re not the cash-carrying type, just remember that it feels a lot more personal every time you complete a transaction with cash. It’s enough to make you second guess your spending habits.

Jot everything down: Every time (I mean EVERY TIME) you make a purchase, write it down. By physically writing down every dollar you spend, you’ll quickly realize just how much money you spend on things that don’t really matter. Sometimes when I look at my transaction history it makes me giggle at how dumb some purchases are. Hopefully this can be a wake-up call to help you cut back on your frivolous spending.

Could you be wearing any more clothes?: Getting your power bill down is a great way to save money. I know it’s getting colder, but in some parts of the country, you probably haven’t even turned your heat on yet. If the cold doesn’t bother you too much, grab a blanket and some socks, turn the thermostat down, and make it work. And don’t be afraid to layer up.

John Pettit

John Pettit

John Pettit is the Managing Editor for Through news, community, press, jobs and events, he keeps credit unions digitally informed throughout the day. Web: Details