There’s a plethora of reasons that a person can feel stressed about money like being behind on bills or living paycheck to paycheck, and even if you are surviving just knowing that you owe money can cause you stress. It’s a situation that many people have found themselves in at one point or another, so even though you may feel alone in the moment you certainly aren’t. While you might not be able to make the problem go away immediately, you can control your response to it.
1. Change your language
This is more than just a cliché – choosing to speak positively about a situation can improve your outlook and make you feel empowered. Instead of saying “I want to save more” try saying “I will spend less.”
2. Stay in the present
Many people focus on the worst case when it comes to money, particularly if we are feeling overwhelmed or down. Try reminding yourself to take it one step at a time and not get upset over things that may or may not happen.
3. Take a mental break
When you feel yourself starting to feel stress, take a walk, play with your kids or pet, or watch your favorite TV show. A break allows you to regain composure and control.
4. Choose to build wealth
Make your focus on achieving financial freedom, it will give you more joy that any material object ever could. When you feel yourself wanting to make an impulse buy think of all choices you will be giving yourself down the road by saving 10% now.