Madison, WI (November 4, 2025) |
The Credit Union Trends Report is a quarterly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick from TruStage™.
Q3 2025
- The economy is expected to see modest stagflation in 2026, as economic growth remains below trend and inflation remains above target.
- Credit union loan growth rises to 3.9% during the last year due to lower interest rates and rising credit union liquidity.
- Total consumer credit balances at all lenders rose only 0.3% over the last year, significantly below its long run average of 5%.
- Credit union new auto loan balances fell 2.3% during the first half of 2025.
- Credit union first mortgage loan originations rose 27% in the first half of 2025 compared to the first half of 2024.
- Credit union memberships growth slowed to only 0.8% in the first half of 2025, down from 1.5% in the first half of 2024.