EL PASO, TX (July 22, 2026) |
GECU, one of the largest locally owned federal credit unions in Texas and New Mexico, is offering mortgage interest rates as low as 5.99% with 6.338% APR* for 30 years, available through October 31, 2026, to help members achieve homeownership.
To qualify, eligible borrowers must be purchasing or refinancing an owner-occupied primary residence located in Texas or New Mexico. All loans are subject to credit approval and standard underwriting requirements. Qualified applicants may also be eligible to receive up to $4,500 toward closing costs**. To be eligible for this closing cost promotion, applications must be submitted by October 31, 2026, and the loan must close within 12 months of the application date.
"Expanding access to homeownership has always been central to our mission at GECU," said Lettie Ramos, Senior Vice President of Mortgage at GECU. "This rate is a direct reflection of that commitment and another step toward helping even more members across our communities turn the goal of owning a home into a reality."
To learn more about GECU’s current rate promotions, home loans, and down payment assistance programs, visit: https://www.gecu.com/loans-