One of America'slargest banks, JPMorgan Chase, has issued a new warning for its customers—checking accountsmight no longer be free. The Consumer Financial Protection Bureau (CFPB), a government agency dedicated to…
If you'restruggling to keep up with your credit card payments, you may be looking into yourdebt relief options. And, one popular option —credit card debt forgiveness, also known as credit…
Advancing financial literacy and financial wellness through education has gotten much more difficult for banks and credit unions thanks to the rise of the so-called ‘finfluencer’ community. As social media…
TheJune jobs reportsent a clear message to the Federal Reserve — the central bank risks falling behind the curve. Job gains north of 200,000 last month flattered a report that…
The number of credit unions in the U.S. continues to shrink, and few new organizations are entering the landscape to replace those that merged or closed. Case in point: There…
The NCUAissued one consent order and two prohibition noticesin June, permanently prohibiting the individual previously associated with credit unions from any future participation in the affairs of a federally insured…
I recently had the exhilarating experience of climbing Dunn's River Falls in Jamaica, a journey not only of physical ascent (and sore muscles the next day) but also of strategic…
Graduate education is an important investment in your future, but financing it is a challenge that can feel overwhelming on top of your already busy schedule. The current economic climate,…
As we hit the mid-point of the year and strategic planning begins, it’s the perfect time to assess your lending technology resources and capabilities and determine if they are optimized…
When Natasha Craft first got aYottabanking account in 2021, she loved using it so much she told her friends to sign up. The app made saving money fun and easy,…
Bitcoinhas suddenly crashed back toward $60,000 per bitcoin after onebillionaire bitcoin buyer revealed they've flipped on bitcoin. The bitcoin price has struggled over the last month,dropping almost 15%, as fears…
The number of Americans filing for unemployment benefits inched up last week and remain historically low, however the total number of people collecting jobless benefits continues to grow. The Labor…
Credit unions are encouraged to submit feedback to America’s Credit Unions on usage of digital user accounts to access buy now, pay later (BNPL) loans in response to the bureau’sinterpretive…
Last week, the NCUA released its annual Cybersecurity and Credit Union System Resilience Report to Congress in which it “summarizes the current cybersecurity threat landscape, highlights the agency’s key cybersecurity…
Touchdown! That’s what everyone wants with training programs, isn’t it? You want to reach the end of the field, hit your ultimate goals and score the maximum number of points.…
In the face of profitability challenges, banks and credit unions face immense pressure to reduce operating costs and streamline operations. Marketing budgets are often among the first to be cut.…
Nearly a half-million members of Patelco Credit Union, with branches across the Bay Area and Northern California, lost access to banking services following a ransomware attack over the weekend. The…
Federal Reserve Chair Jerome Powell said Tuesday that he is encouraged by cooler inflation but reinforced that the central bank will need to see more evidence before cutting interest rates.…
U.S. job openings rose in May after posting outsized declines in the prior two months, but the trend remained consistent with an easing in labor market conditions that could pave…
Are credit union events a waste of time, money, and effort? We don't believe so, provided that you have a strategy in place to maximize your networking and learning opportunities.…
A preview of executive coach and author René Carayol’s keynote speech for the World Credit Union Conference (WCUC), happening July 21-24 in Boston, isnow available on America’s Credit Unions’ website.…
As millennials and members of Gen Z start leaving their mark on society, both through business and family life, their needs should be top of mind for credit unions and…
As digitization becomes more prevalent, bank marketers have access to troves of consumer data to help them personalize the customer experience. But state and federal regulators have taken note and…
Last year, when Jennifer Hernandez received notice that the mortgage payments on her Houston home would jump about $2,000 per month, she was stunned. Hernandez refinanced her home loan in…