Syndicated

Each yearCredit Union Magazinehighlights four nominees for the Credit Union Hero of the Year, individuals who go above and beyond every day in how they live the credit union difference.…

Delinquency and collections are an inevitable part of the lending business, especially as we head into an economic future dominated by inflation and high interest rates. Delinquent accounts present cash…

Everyone knows the phrase, “it’s just business, nothing personal.” As I’ve learned through the years, this simply isn’t true. Business is personal. In anarticleby Donda Mullis onFast Company, she explainedthat…

For many of us, the beginning of a new year means taking up new habits and goals, often around working toward a healthier lifestyle. We vow to get enough sleep,…

The Cybersecurity and Infrastructure Security Agency (CISA) and the Federal Bureau of Investigation (FBI) released a joint Cybersecurity Advisory (CSA) in response to the ongoing ransomware campaign, known as “ESXiArgs.”…

Total consumer credit rose 2.9 percent at a seasonally adjusted, annualized rate in December and is up 7.8 percent compared to a year ago. Revolving credit – primarily credit cards…

Now’s the time to prepare for managing increased loan workouts and loan modifications. Loan performance since the pandemic has remained strong across many U.S. financial institutions in recent quarters, but…

This episode of the CUNA News Podcast highlights Black History Month, recognizing the significance of Black leadership within the credit union movement and sharing the promise of a new credit…

Ask any financial expert what you have to do to control personal finances, and they’ll tell you the first step iscreating a budget. For that matter, they’ll probably tell you…

Todd Harper, chairman of the National Credit Union Administration, recounts a story he heard not so long ago from a federal credit union examiner who came across a very small…

Dear Credit Union Listeners, if you're thinking of dismissing Bitcoin and not making it an option for your members, you may be missing the big picture. Your members didn't stop…

As we blogged about lastNovember, the CFPB is on a quest against “junk” fees. So far, this has includedregulatory enforcement actions,guidanceon surprise overdraft fees, andguidanceon depositor fees. Recently, the CFPB…

Credit unions would like tobuild on draft legislationdiscussed by a House Financial Services subcommittee to solve the many problems causing banking deserts, CUNA wrote Tuesday. CUNA sent its letter for…

President Joe Biden gave his 2023 State of the Union address Tuesday evening. While much of the speech provided insights into how the administration is working to strengthen the U.S.…

Most managers don’t receive any formal training before being promoted into a leadership role. That was certainly the case for me. My first official leadership position was a supervisor for…

Leadership and mental health isn't talked about often. It's uncomfortable and people often don't want to acknowledge it out of fear of it being perceived as a weakness. But when…

The investments in technology that banks and financial institutions are making today prepare consumers to manage their finances more meaningfully. Banks are approaching technology in terms of solving problems for…

Join former Director of the Consumer Financial Protection Bureau and now Vice President of Regulatory Affairs at Solidus Labs, Kathy Kraninger, for a discussion on blockchain, including questions such as:…

Like you, I strive to useLinkedIneffectively. Unlike you, I know a LinkedIn expert who has shown me how to do this. Now she’ll show you. Beth Granger helps people find…

It’s a new quarter, and it’s a new year, but maybe you’re off to a rough start with accomplishing those tasks in your credit union strategic plan for 2023. Fires…

NCUA issued a Letter to Credit Unions (23-CU-02) this week to provide guidance on expanded permissible activities and services for credit union service organizations (CUSO). NCUA finalized its CUSO rule…

The Federal Reserve’s Januarysenior loan officer opinion survey(SLOOS) on bank lending practices showed demand for loans weakened across the board with banks reporting tightening standardsduring the fourth quarter of 2022.The…

For years, corporate wellness programs focused on the bottom line of reducing healthcare expenses: health screenings, exercise programs and programs that targeted dangerous behaviors like smoking and drinking. That focus…

What’s a “junk fee”? Simply put, it’s any charge beyond what you’ve agreed or expected to pay for a product or service. For a credit card, it can be a…