FedNow, the Federal Reserve’s instant payment system, last weekprofiledHawaiiUSA Federal Credit Union and the impact of instant payments on credit unions and their members. In the profile, HawaiiUSA Federal Credit…
US stocks edged higher Monday, with the S&P 500 notching another record close as investors braced for a busy week packed with Big Tech earnings updates, a Federal Reserve rate…
When you’re driving a rental car, how do you treat it? Maybe do a little off-roading, hit a few speed bumps and leave trash in the vehicle. Contrast that with…
Ongoing changes in the regulatory, competitive, and economic landscape are driving many financial institutions to review their credit card program strategy and evaluate whether to invest in growing an internal…
TheJosh Bersincompany’sHR Predictions for 2023report suggested that the last year would be one of transition for work, people in the workforce and human resources. And it was. We had some…
America’s Credit Unions is urging Congress to ignore a recently introduced House bill that would give the National Credit Union Administration supervisory powers over third-party vendors. “We believe in a…
In 2021, banks placed an emphasis on basic digital capability expansion. The focus landed predominantly on new payment options, better integrating uneven customer touchpoints, and simplifying at least initial online…
This week, America’s Credit Unions will engage with several hearings of note in both the House and Senate on various topics of interest for the industry. Wednesday, America’s Credit Unions…
It’s not just credit unions and financial institutions that would be harmed by the Big Box Bailout bill. America’s small businesses – and the Main Streets and consumers who rely…
At the beginning of each year, it’s tempting to do a “predictions” column, where you make a lot of educated (and uneducated) guesses about the next 12 months. And as…
On New Year’s Day and for several weeks afterward, gyms are often full of people who have made a resolution to get fit. A few weeks into the year, the…
In the not-too-distant past, we saw quiet quitting, and it appears in 2024 that we are seeing a return to layoffs. For example, Kinecta Credit Union, with 806 full-time equivalent…
Projections for growth for the buy now, pay later business in 2024 are generally optimistic. But things aren’t all upbeat. Some of the positive items: • A new study by…
Credit union and industry partner employees are invited to Children’s Hospitals Week (CHW), where we will get to celebrate theFounders Award! It is April 8-11 in Orlando, FL at the…
Brick-and-mortar retailers face a growing cash management crisis. With rising costs and theft, manually handling cash creates unnecessary expenses and losses. Fortunately, smart safes provide automated solutions that can save…
America’s Credit Unions President/CEO Jim Nussle Thursdaywroteto the House Financial Services Committee, outlining concerns with the Strengthening Cybersecurity for the Financial Sector Act, which would grant the NCUA with additional…
The Consumer Financial Protection Bureau on Wednesday proposed to ban credit unions and banks from imposing non-sufficient funds fees (NSF) on transactions that they deny in real time.The proposalwould include…
In the ever-evolving landscape of technology, businesses are continually seeking ways to enhance efficiency, reduce paper usage, and streamline their processes. One powerful tool contributing to these objectives is the…
One of the stranger moments in the 2024 presidential primary process took place this week: Voters in New Hampshire received a “robocall” featuring President Joe Biden’s voice, discouraging them from…
Penetration testing is a vital part of cybersecurity strategies for organizations, helping them identify vulnerabilities in their systems, networks, and applications. Organizations have relied on traditional penetration testing methods, where…
Supporting members is a core value of the credit union heritage. Importantly, that support doesn’t only manifest in fair and dignified financial services and products. It’s also found within the…
The holidays brought laughter by the fireplace, warm desserts, and the joyous sounds of caroling. But lurking outside in the frigid cold, after the tree is put away and before…
Financial well-being isn’t just about dollars and cents. “It's really about building members’ confidence and how they feel about their finances—how they spend, save, borrow, and plan,” says Chris Wolgamott,…
Tackling “ongoing tired attacks on credit unions,” America’s Credit Unions President/CEO Jim Nusslewrote to CongressWednesday to address misleading messages from the Independent Community Bankers of America’s (ICBA) that rehash false…