What’s your North Star?
I’ve noticed a trend lately. When I tell you about it, you’ll start to notice it, too. I’ve noticed lately that everyone is always looking down. Whether waiting for a…
I’ve noticed a trend lately. When I tell you about it, you’ll start to notice it, too. I’ve noticed lately that everyone is always looking down. Whether waiting for a…
Data insights start, naturally, with data. Get the data wrong, and your insights will be wrong. Who wants to take business actions on insights based on bad data? The real…
You’re all about getting to the next level—for both yourself and your credit union. Power your way with the best education and compliance assistance available. View NAFCU's entire 2020 conference…
The Consumer Financial Protection Bureau (CFPB) on Friday announced it will establish a taskforce to examine the regulatory environment and recommend ways to improve federal consumer financial laws. The taskforce…
Walking into $13 million Express Credit Union, a community-based credit union located in South King County, Washington, you are immediately surrounded by representation of community: flyers sharing local events in…
In the 21st century, it may be very difficult for most to believe that a credit union CEO would discriminate against an executive simply because of his religion. Yet that…
Credit union loan participations have increased by 61% between 2014 and 2017 as a percentage of their total outstanding loan portfolios.Listen in to understand the landscape of modern loan participations…
There are only so many hours in the day and they often seem to fly by. From meetings to email correspondence to employee drop-ins, a leader's time can quickly be…
I play in a tennis league where last season I went 4-1, and this season I’ve started out 2-0. I got a backhanded compliment once (no pun intended) that I…
Think about the last product or service you bought. What drove your decision? If a combination of price, speed, and simplicity was the key—with a heavy emphasis on the simple—you’re…
Exposing the Fraud Techniques Currently Favored by Cyber Criminals Cybercrime isn’t much different from traditional crime. More often than not, the motive is purely financial. That objective drives cyber criminals…
CUNA has confirmed receipt of three nominations for the Board elections. The deadline for nominations and seconds is Nov. 6. In contested elections, voting will begin Nov. 12 and close…
The Federal Reserve announced this week that an interagency rule to loosen Volcker rule requirements on big banks has been finalized. NAFCU had urged the agencies towithdraw their proposed rulemaking,…
As we enter the final fiscal quarter of 2019, the skies are darkening on the U.S. economy and I believe will only get worse as the quarter progresses. Key segments…
While the lights have been out for less than 24 hours at many California counties where some credit unions have been forced to close branches or offer limited services, credit…
The accepted wisdom among many in financial services is that younger consumers — more focused on ethics and integrity generally — are more skeptical of financial institutions, and prefer to…
According to economists, a recession is looming. In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of…
Affinity Plus Federal Credit Union($2.3B, Saint Paul, MN) has been busy. In the past three years, the second-largest credit union in the Gopher State has undergone seven major systems conversions,…
Growth in core, low-cost deposits seems to be a source of frustration for many credit unions of late. While overall credit union deposit growth is positive, much of the growth…
President Donald Trump Wednesday signed an executive order requiring federal regulatory agencies seek comment on major federal guidance and better explain the guidance to the public. “Today’s executive order is…
At NAFCU's Congressional Caucus last month, NCUA Board Chairman Rodney Hood announced that the agency has the authority to phase in the Financial Accounting Standards Board's (FASB) current expected credit…
In August, our family welcomed an au pair from Italy who was supposed to be with us for a year. With a busy household of three young kids, my husband…
New research from Minneapolis-based Code42 underscores the major data security threat posed by employee actions; and disputes the notion that personnel are an effective frontline of defense against data breaches.…
Artificial intelligence and machine learning promise nothing short of a customer experience transformation in retail banking — but the best ideas for their application could fail if projects are not…