Divyarani Raghupatruni is Senior Director of Product, Data, and Orchestration at Alacriti, where she leads product strategy for Stablecoins, faster payments, and Data. With 15+ years in fintech and payments, she worked at Block (Square), redesigning cart and checkout products, reporting and data platforms, while establishing AI-first product practices. Her career includes building cross-border payments products at Transfast, which was acquired by Mastercard. Divya writes about the convergence of data, AI, and payments infrastructure, focusing on stablecoins, tokenization, and agentic commerce.