The latest from Jeff Keltner

Sep 28, 2022 - by Jeff Keltner, Upstart

How credit unions can continue their auto lending growth in 2023

Despite the inventory shortage and rising interest rates, 2022 has been a record-breaking year in auto lending for credit unions. New car loans reached $164.4B in June, up nearly ...

Jul 19, 2022 - by Jeff Keltner, Upstart

Investing in back-end technology during challenging times

Amidst uncertain macroeconomic conditions like rising rates, inflation, the war in Ukraine and an end to stimulus, credit union leaders may be wary of pursuing new fintech partnerships and digital ...

Jun 3, 2022 - by Jeff Keltner, Upstart

AI: The next frontier for credit unions

Artificial Intelligence (AI) and machine learning will undoubtedly transform every industry, but lending presents a unique opportunity to disrupt the entire lifecycle, improving the experience for both borrowers and credit ...

Apr 25, 2022 - by Jeff Keltner, Upstart

Navigating risk: Lending in tough times

Inflation, rising interest rates and the end of financial stimulus mean that no topic is more top of mind for credit union leaders than potential turbulence in the macroeconomic environment. ...

Mar 22, 2022 - by Jeff Keltner, Upstart

Auto refinance: The hidden loan and member growth opportunity for credit unions

With the auto inventory shortage slowing both indirect and direct loan volume, auto refinance presents a great opportunity for lenders to put their excess liquidity to work and grow their ...

Mar 15, 2022 - by Jeff Keltner, Upstart

Overcoming paralysis by analysis: How credit unions can embrace fintech partnerships to expand into new products

Publisher’s Note: CUInsight is hosting a free webinar Wednesday, March 23rd titled, “Overcome Paralysis by Analysis: Embracing Fintech Partnerships to Expand into New Products.” We hope you’ll join ...

Feb 14, 2022 - by Jeff Keltner, Upstart

How AI enables more inclusive lending

A Broken Credit System Artificial intelligence (AI) and machine learning (ML) present a unique opportunity for credit unions to contribute to a fairer, more inclusive financial system. Unfortunately, the traditional ...

Jan 19, 2022 - by Jeff Keltner, Upstart

The transformational capacity of artificial intelligence and machine learning

Artificial Intelligence (AI) and Machine Learning (ML) are highly transformational technologies that have the capacity to revolutionize antiquated processes across industries. Business leaders who can properly assess the opportunities, challenges, ...