The impact of delaying an overdraft evaluation
Is your overdraft program taking a backseat? Like many Americans, credit unions continue to face challenges related to a lack of time, money and/or the personnel to get things ...
The latest from John Cohron
What’s the real motivation behind sweeping changes to overdraft services?
Changing market conditions and renewed interest by regulators to address products and procedures that are perceived as harmful to consumers have fueled sweeping changes in some overdraft strategies recently. For ...
Don’t change course without proper navigation advice
The recent spotlight on overdraft programs by legislators and the stir caused by a few large financial institutions announcing they are eliminating overdraft fees has some community banks and credit ...
How to maintain a worry-free overdraft strategy
As the overall economy is making strides, many Americans continue to experience financial difficulties as they did before the COVID-19 pandemic. Amid concerns over the impact the last year and ...
The Convenience Factor: Is your overdraft program delivering what Generation Z really wants?
Generation Z, defined as those born between 1996 and 2010, may not be high on your radar—but they should be. According to Business Insider Intelligence’s 2019 report, Banking ...