The latest from Kelly Flynn

Jul 17, 2023 - by Kelly Flynn, JMFA

Are staffing issues disrupting your strategies?

Like most community banks and credit unions, you may be short-staffed right now — and for the past several months. According to the U.S. Bureau of Labor Statistics, the finance ...

May 1, 2023 - by Kelly Flynn, JMFA

Top digital transformation challenges to address

Just as upgrading technology has become a greater priority … inflation, shrinking margins and reduced deposits have slowed or stalled the implementation of new technology. Three common major obstacles standing in ...

Oct 28, 2022 - by Kelly Flynn, JMFA

Offset rising prices with advantageous vendor contract terms

If you have vendor contracts expiring within the next 12-24 months, it’s imperative that you do not let them auto-renew. Why? Because it’s possible you’re not getting ...

Sep 16, 2022 - by Kelly Flynn, JMFA

Optimize your digital transformation journey

For decades, community financial institutions have been defined by their products and services. Whether it was free checking accounts or attractive loans, credit unions had their core offerings and could ...

Aug 11, 2020 - by Kelly Flynn, JMFA

Expense reduction leads to silver-lining results

By all accounts, the impact of the coronavirus has created more of a shift in business operations, economic certainty and consumer behavior than any other challenges faced by the credit ...

Sep 17, 2019 - by Kelly Flynn, JMFA

5 things to consider before signing a vendor contract

Picture this: you’ve just been offered what looks like a fantastic contract renewal by your current vendor for credit and debit card processing, or core processing. Renewing means you’...

Jan 23, 2019 - by Kelly Flynn, JMFA

How negotiating with vendors can be easier than you think

Many community banks and credit unions continue to struggle with how to improve their bottom line without taking dramatic cost-cutting measures. Instead of playing defense by reducing staff or cutting ...

Oct 23, 2018 - by Kelly Flynn, JMFA

Is it time to make the leap to a new, better core processor?

The days of floppy disks, dial-up modems and VHS tapes have come and gone, and we’ve moved on to ever-more advanced technology. Yet many community credit unions still cling ...