The latest from Michael Cochrum

- by Michael Cochrum, CU Direct

The key to great analysis: Good data

Over the last several years, many credit unions have made tremendous progress in the way they use analytics to drive lending decisions and pricing.  However, one of the roadblocks we ...

- by Michael Cochrum, CU Direct

Understanding Risk Can Help Loan Growth

Although credit unions across the country had begun to see increased loan growth through the end of 2012, that loan growth still fell behind competing banks and finance companies.  When ...

- by Michael Cochrum, CU Direct

Business Intelligence Requires Good Accessible Data

Business Intelligence (BI) is becoming increasingly necessary for credit unions, not just for analyzing loan portfolio risks, but for making better strategic decisions.  In other words, BI is about more ...