The latest from Neil Stanley

How – and why – credit unions should slow the rush to the best rate

Credit unions’ deposit negotiation skills have atrophied during the past 15 years. Now, rates and competition apply pressure on staff through depositors who are engaging branches and contact centers looking ...

The quest for deposits

Several metrics superficially indicate that deposit initiatives might no longer “move the needle” for financial institutions. The recent data presented below from www.fdic.gov is striking. We have recently ...