The latest from Phil Seely

Aug 27, 2019 - by Phil Seely, Envisant

Portfolio development: Moving the needle

A well-rounded portfolio is known to generate ROA and the focus is often on selling new products to new members.  The goal is to make the new credit union member ...

Jun 28, 2019 - by Phil Seely, Envisant

Three ways credit unions can enhance their credit card programs

Credit card programs are one of many areas where the credit union difference shines. Credit unions generally have lower interest rates and a responsible reputation, based on the comparatively low ...

Mar 1, 2019 - by Phil Seely, Envisant

Expert advice: How credit cards can make consumers happy

Most Americans have a credit card in their wallet; in fact, between 2016 and 2018 credit card accounts increased by 4.1%.  A common misconception among those in the payment ...

Mar 28, 2018 - by Phil Seely, Envisant

4 ways to grow your credit union’s membership base

In today’s ever-changing financial industry, credit unions continue to thrive in spite of fierce competition from huge banking institutions and ongoing regulatory challenges. This success is often attributed to ...

Feb 17, 2017 - by Phil Seely, Envisant

Think crazy. Think different.

So we’re already on month 2 of the New Year. When you sat down to plot out the course of your credit union and how you will grow your ...