The latest from Randall Smith

- by Acton

Checking Account Lunacy

by Steve Topper In a normal environment, the consumer checking account is a very simple product.  It’s a basic bank account you open to hold your money until you ...

- by Ongoing Operations

5 Things You Need to Realize About The Cloud

by Royce Yeager Have you been exploring cloud, but don’t feel like it is living up to your expectations in concept? This post is for you. There are a ...

- by

10 Coworkers You Want to Kick in the Keister

by Matt Monge There is no such thing as a perfect workplace. No. Such. Thing. Every organization’s got its own quirks and oddities. Just for kicks, here are some ...

- by State of Mind

The Real Interest Rate Risk To Credit Unions

by Henry Meier I’m feeling a little bit like Nostradamus this morning before Fed Chairman Ben Bernanke gives his semi-annual assessment of the U.S. economy to Congress today.  ...

- by Jim Blaine

NCUA: “The Empirical’s New Clothes”

by Jim Blaine Derivatives: Part III – “Just Plain Vanilla” Here’s the key idea underlying the NCUA Board’s proposal to permit large credit unions to trade in derivatives (NCUA ...

- by Credit Union Watch

Accusations of Payday Lending at Credit Unions

by Keith Leggett The National Consumer Law Center (NCLC) and the Center for Responsible Lending (CRL) wrote NCUA Chairman Debbie Matz asking NCUA to stop federal credit unions from making ...

- by TMG

Do Prepaid Cards Spell the End of Cash?

by Konrad Christensen Did you know that March 1, 2013, marked “the end of cash” for the U.S. government? Starting that day, payments (such as Social Security, Supplemental Security ...

- by CU Water Cooler

Baseball, Culture and Credit Unions

by Gene Blishen A few weeks ago a friend and I took a whirlwind tour of seven different Major League baseball games in seven different baseball parks. Our sojourn included ...