Order ahead, stay ahead: Exceeding member expectations
“Leveraging technology” is the mantra of the day for any business committed to relevance, or as we like to say, ‘remaining in business.’ For global fast-food chains and independent, local ...
The latest from Randy Ralston
Bitcoin ETFs and the call for credit union crypto custody
Traditionally, new asset classes start at the top of the market and slowly filter down to everyday consumers. However, the internet era has turned that paradigm upside down, especially in ...
Leading the digital revolution: A strategic approach to digital transformation
In the ever-evolving financial services landscape, optimizing technology spend is not just a necessity; it’s a strategic imperative. This immutable three-step approach ensures that every dollar invested translates into ...
FedNow and the future of banking
Wire transfers, cross-border payments, and ACH settlements are about to change – and in many ways, they already have! The launch of FedNow is a milestone that shifts the tides of ...
Blackrock’s new spot ETF is about to change banking forever
It’s November, the holidays are just around the corner, Custodia Bank has just launched its Bitcoin custody platform, and Sam Bankman-Fried has been found guilty by jury for all ...
Adaptation or extinction: Dollars in a digital asset era
In a world where the almighty US Dollar is teetering on the financial abyss, its worth eroded by inflation and the reckless proliferation of money to cover ever-escalating national debts, ...
Preserving deposits in the digital asset era
It’s happening now. The financial world is finally transforming, leaving behind the era of the electronic dollar. The age of ‘streaming money’ has arrived. Neo banks and crypto networks ...
St. Cloud Financial Credit Union builds a bridge between TradFi and DeFi
When people think about digital assets, distributed ledgers, crypto, or the new world of tokenized payments, top of mind are “the fraudsters, the start-ups, the fly-by-night FTX-type situations.” Yet, “those ...