CARDFREE awarded patent for digital wallet integration of offers, loyalty and payments in one transaction

SAN FRANCISCO, CY (June 21, 2018)CARDFREE, the leading mobile wallet provider to large merchants, announced today that it has been awarded a patent (U.S. Patent No.10,002,366) that covers the ideal mobile wallet use case of enabling the consumer to transact with everything in his or her wallet – offers, payment and loyalty points – in a single action. CARDFREE’s platform has effectively integrated essential services such as offers, order-ahead, payments and loyalty, alleviating the current consumer pain point of having to present multiple items at the point of sale (“POS”) to complete the transaction.

“If you look at today’s large merchants, they’re still struggling with consumers having to present coupons, a loyalty card and payment type separately at the POS,” said Jon Squire, founder and CEO of CARDFREE. “That’s not only a terrible customer experience, it can also slow lines at merchants, which translates into lost revenue during peak hours. Our patent allows for one scan at the POS or one check-in ‘in the cloud’ to fire off all relevant items for the consumer. This is one of the key differentiators of having an integrated platform where all services work together seamlessly.”

The patent also covers CARDFREE’s proprietary stored value product that enables standard and non-standard currencies including cryptocurrency, product SKUs and conditional values allowing for maximum flexibility. For example, the platform could be used to create a multi-merchant loyalty program where values can be exchanged and redeemed at different merchants for various monetary value, product or loyalty points. This newly awarded patent adds to CARDFREE’s existing portfolio including patents linking reservations to mobile payments.

CARDFREE offers all of its services via a Universal API that enables deployment through any channel or interface including mobile, web, in-store (kiosk, tablet, digital menu etc.), in-car and voice assistants.


From the team that deployed the three largest mobile wallet initiatives in the U.S., CARDFREE offers merchants a one-stop solution to mobilize and enhance the customer experience for maximum ROI. Our award-winning platform provides end-to end capabilities to engage customers via merchant-branded interfaces such as mGifts, messaging, offers, loyalty, payments, order ahead and social media integration. CARDFREE is headquartered in San Francisco and has been recognized as a "Fierce 15" company by Fierce Wireless, as having the Best Mobile Merchant Platform by Frost & Sullivan and as Best Mobile Start-up by the MEA Awards.  For more information please visit or contact


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