HFS Federal Credit Union prepares Big Island High Schoolers for their financial future

HILO, HI (October 1, 2018) — Is your High School Junior or Senior ready for the “real world”? Join HFS Federal Credit Union for their 2nd Annual Reality Fair, a unique opportunity for students to experience some of the financial challenges they’ll face when they go off on their own!

HFS Federal Credit Union is hosting a Reality Fair open to 100 Big Island High School Juniors and Seniors on November 4, 2018 from 9:00am – 12:15pm at the ‘Imiloa Astronomy Center – Moanahoku Hall (600 Imiloa Pl. Hilo. HI 96720). Students will get hands-on experience by taking a glimpse into the future with a profile that includes a career, monthly salary, a child, a spouse (for some), as well as debt. They’ll do all of this while completing a budget sheet that requires them to live within their monthly budget while paying for basic needs such as housing, utilities, transportation, clothing, food, and various temptations such as travel and entertainment. They’ll also learn how to write checks, keep a register, and know the difference between debit and credit.

Admission is FREE and light snacks will be provided for all participants. Students will also receive a gift from the credit union and will be entered in a drawing to win awesome prizes!

Registration opens October 1, 2018 and ends October 31, 2018 (while spots are available, first come first serve). Students interested in participating should visit our website at to register.

You don’t want to miss out on this fun event! If you have any questions, please contact the Credit Union at (808) 930-1400 or by emailing

Student pauses to review his decisions and see what grocery choices are best for his budget.

Student signs her debit card and is ready to make her first purchase after learning the difference between debit and credit.

About HFS Federal Credit Union

HFS Federal Credit Union (HFS FCU) is the largest not-for-profit and member-owned financial institution on Hawai’i Island. Established by just nine individuals in 1937, HFS started with very humble beginnings. The Credit Union continued to grow from serving just employees of the Federal and Territorial Governments in the County of Hawai‘i and their families, to now offering membership to any person who lives, works, or attends school on Hawai’i Island.


Winnie Makaea
HFS Federal Credit Union
(808) 930-1459


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