NACHA’s Internet Council Launches WEB eResources Center

Center Provides ACH Network Participants with Tools to Support Implementation of WEB Transactions

SAN DIEGO, CA (April 22, 2013) – Today, NACHA — The Electronic Payments Association’s Internet Council announced the launch of its WEB eResources Center. The WEB eResources Center offers resources and tools to support businesses and financial institutions in implementing and using the WEB Standard Entry Class (SEC) code as an ACH payment option.

“WEB transactions are one of the fastest growing areas of Direct Payment via ACH,” said Cindy Jenkins, senior director and industry analyst at NACHA. “As such, The Internet Council recognized the need for industry resources to support WEB payment options. Ultimately, the WEB eResources Center will help organizations broaden payment options for customers, realize efficiencies, mitigate risk and increase the use of electronic payment options overall.”

Currently, the WEB eResources Center includes:

  • The Authentication eResource, which outlines the importance of authentication and the types of technologies available for satisfying authentication needs in WEB transactions.
  • The Authorization eResource, which outlines the importance of authorization in WEB transactions and provides recommendations for WEB proof of authorization practices.
  • The Encryption eResource, which provides detailed information on encryption, the reasons for its use, and how it should be used in WEB transactions.

New resources and tools will be continually added to the WEB eResources Center to expand knowledge and understanding among industry stakeholders and support the effective implementation of WEB transactions. In development now are:

  • The Mobile ACH Payments eResource, which offers financial institutions information to understand the value of originating WEB transactions via a mobile device as a payment method and extending the offering to corporate originators.
  • The Originator Adoption Toolkit and the ODFI (Originating Depository Financial Institution) Adoption Toolkit, which aim to assist businesses and small- and medium-sized financial institutions in evaluating whether to use WEB as a payment option.

WEB transactions are made when authorization to debit an account is given via the Internet or a wireless network. With the recent approval of the NACHA Operating Rules amendment on Person-to-Person (P2P) Payments via ACH, a credit version of the WEB SEC Code will be allowed for P2P payments, effective March 21, 2014.

The WEB eResources Center was developed by NACHA’s Internet Council. The mission of the Internet Council is to advance electronic commerce over open networks by enabling digital business in a straight-through, secure and cost-effective manner.  The Council’s primary initiatives include the pursuit of increased security for the ACH network by improvements in encryption and authentication, the advancement of mobile payments supported by the ACH network, and a continued assessment of the use of WEB and TEL ACH entries for payments originated via the Internet and the mobile channels.

Annually, the Internet Council holds three meetings that provide members with the opportunity to learn more about Council initiatives, enrich payments systems knowledge, and stay current on emerging marketplace trends. The Council’s next meeting will take place June 5-6, 2013 at the JW Marriott Hotel in Miami, FL. Interested individuals can find more information and apply for registration at[1].

To view the tools available on the WEB eResources Center, visit To learn more about the Internet Council, visit

About the Internet Council
The Internet Council promotes the safe and secure advancement of electronic commerce over open networks.  Its membership value proposition seeks to enrich payments system knowledge through educational forums and timely electronic resources. The Council encourages forward thinking dialogue and collaboration among all payments stakeholders in order to facilitate   a greater understanding of the impact of important issues on a participant’s organization.  At the same time, the Council’s collective efforts seek to influence and innovate tomorrow’s electronic commerce developments while ensuring safety and security in the ACH network. Through three annual meetings, the Internet Council provides an open forum for education, resource development, solution innovation, research, and the exchange of information. For more information, please visit

NACHA — The Electronic Payments Association
NACHA manages the development, administration, and governance of the ACH Network, the backbone for the electronic movement of money and data. The ACH Network provides a safe, secure, and reliable network for direct account-to-account consumer, business, and government payments. Annually, it facilitates billions of Direct Deposit via ACH and Direct Payment via ACH transactions. Used by all types of financial institutions, the ACH Network is governed by the fair and equitable NACHA Operating Rules, which guide risk management and create payment certainty for all participants. As a not-for-profit association, NACHA represents more than 10,000 financial institutions via 17 regional payments associations and direct membership. Through its industry councils and forums, NACHA brings together payments system stakeholders to foster dialogue and innovation to strengthen the ACH Network. To learn more, please visit,,, and

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