Orange County’s Credit Union assists in providing affordable housing to Irvine residents

Orange County Financial Service Provider Partners with Irvine Community Land Trust to Support The Sage Park Project, A Solution in a Challenging Housing Market

SANTA ANA, CA (February 1, 2022)Orange County’s Credit Union, a Santa Ana-based financial services provider with more than 120,000 Members, has partnered with Irvine Community Land Trust  to support Sage Park, the newest affordable ownership housing development in Irvine, CA. In its first-time partnership with the Irvine Community Land Trust, Orange County’s Credit Union underscores its dedication to supporting Orange County residents with housing solutions and increasing accessibility to the housing market.

With Irvine and Orange County being one of the most expensive places to live, moderate- and low-income Orange County families are finding it difficult to afford housing. The Sage Park development consists of 68 affordable for-sale townhomes located in the Portola Springs area of Irvine, and has convenient access to 133 and Portola Parkway. Following a multi-step application and vetting process to confirm eligibility, the already selected individuals of these 68 townhomes will become residents with options of different floor plans, bedroom counts and more, and will be able to enjoy numerous common amenities.

Committed to making housing more accessible, Orange County’s Credit Union has assisted dozens of Irvine residents with moderate- and low-income designations with specifically tailored home loan options to make homeownership more accessible through Sage Park. The Credit Union and ICLT have also partnered with NeighborWorks Orange County, which provided housing counseling for all Sage Park residents. NeighborWorks, a local nonprofit, provides lending, realty, and educational tools to ensure your home is a wealth-building financial asset, not a liability. .

“As the only Credit Union headquartered in Orange County with a Community Development Financial Institution designation, it is our duty to create specific solutions to help our local community members overcome hardships and financial challenges.” said Carlos Miramontez, Vice President of Mortgage Lending at Orange County’s Credit Union. “We know that having a place to call home is essential for quality of life, so with this new Sage Park Project, it has been a privilege to help new homeowners find a home and lower the barriers to homeownership.”

With a mission to increase affordable housing options, Orange County’s Credit Union is committed to continuing to partner and collaborate with various cities and nonprofit organizations in efforts to help more Southern California residents find affordable housing. For information on how to partner with Orange County’s Credit Union in future affordable housing projects, contact Vice President of Mortgage Lending Carlos Miramontez at

Prior to Sage Park, Orange County’s Credit Union has previously invested in 1,340 high poverty areas and 407 qualified opportunity zones throughout four Southern California counties: Orange County, Los Angeles County, Riverside County and San Bernardino County. In addition to Sage Park and as a not-for-profit financial service provider with the Low-Income Designation, Orange County’s Credit Union provides high-quality affordable housing loans and assistance to income eligible families. In a continued effort to prioritize the needs of its Members and offer comprehensive solutions, Orange County’s Credit Union was awarded $1.8 million as part of the Rapid Response Program COVID-19 relief efforts to help Orange County residents who are financially struggling during the pandemic. Orange County’s Credit Union helps Members with an array of financial services, including checking, savings, and retirement accounts, mobile and online banking, as well as home, auto, and small business loans. For more information on Orange County’s Credit Union or to find a location, visit:

About Orange County’s Credit Union

Orange County’s Credit Union is a Santa Ana-based financial services provider established in 1938 with more than 135,000 Members and over $2.5 billion in assets. As a not-for-profit financial services provider, Orange County’s Credit Union is owned by Members, not shareholders, which means its profits are returned to Members in the form of fewer fees, lower loan rates, and enhanced products and services. Orange County’s Credit Union is certified as a Community Development Financial Institution (CDFI) to support the challenges faced by low-income families and communities, and offers a full range of financial services to Members, including checking and savings, mobile banking, and retirement accounts, as well as auto, small business, and home loans with zero-percent down and three-percent down options. Ranked in the top three percent of credit unions nationwide based on assets, Orange County’s Credit Union offers Membership to anyone who lives or works in Orange, Los Angeles, Riverside and San Bernardino Counties. For more information, visit Orange County’s Credit Union’s website at or call (888) 354-6228.


Bolt Public Relations
(949) 995-1459

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