VyStar Credit Union Launches Everyday Heroes Mortgage Program

JACKSONVILLE, FL (April 7, 2022) — VyStar Credit Union announced today the launch of its Everyday Heroes Mortgage Program, which provides a wide variety of benefits, including payment and closing options, to those who positively impact their community through their employment in civil service positions. The program is available to more than 100 professions, including law enforcement/first responders, medical/health care workers, educators and other essential workers.

“Everyday heroes are selfless individuals who lead by example to make their community a better place for everyone,” said VyStar Chief Lending Officer Jenny Vipperman. “This new program is another way all of us at VyStar show our deep appreciation for those who serve, protect and care for others.”

The Everyday Heroes Mortgage Program was specially created to do more for those who make unique and meaningful contributions to the places they call home. Those who apply and are eligible for the program can take advantage of affordable terms, including:

  • 98% loan-to-value (LTV)
  • Up to a $10,000 grant that can be used toward a down payment and/or closing costs (restrictions apply, based on availability and approval process)
  • Savings of up to $5,000 in closing costs or choose a 0.25% rate discount
  • No origination fees (1% savings on average)
  • Discounts of up to $7,500 available from top national and local retailers

For more information about our Everyday Heroes Mortgage Program, visit

VyStar is committed to being a strong community leader and a trusted financial institution, and is proud to serve those who are equally committed to impacting the world around them. Beyond innovating to offer members unique products and services, the credit union gives millions of dollars in community support each year to hundreds of nonprofit organizations. VyStar’s employees also contribute thousands of hours of volunteerism in support of its brand promise, Do Good. Bank Better.SM

The announcement of VyStar’s Everyday Heroes Mortgage Program comes after the highly successful launch of its Military Heroes Mortgage Program late last year. The Military Heroes Mortgage Program was created to honor and support military members, veterans and their families. Visit to learn more.

About VyStar Credit Union

VyStar Credit Union is the second-largest credit union headquartered in Florida, with 75 branches and now serves more than 925,000 members with assets of over $13.5 billion. VyStar is the largest mortgage lender in Northeast Florida and a major employer in the region with over 2,000 employees across the communities it serves. VyStar membership is open to everyone who lives or works in the 49 contiguous counties of Central to North Florida, 29 Georgia counties, and past and present military members and their families all over the world. For more information, visit, and follow us on FacebookInstagramTwitter, and LinkedIn


Charlene Shirk
Assistant Vice President of Public Relations

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