Credit reports and scores are so closely related, you might think that where you find one, you’ll find the other. But that isn’t always the case: You won’t find a credit score on your free annual credit reports. If you pulled your reports looking for a score but don’t see one, you’re still on the right track. Reviewing your credit report gives you valuable insight into your credit standing. This can help you make sense of your three-digit credit score.
Learn more about your credit report and score so you can understand how to review both to help understand your overall credit health:
Credit report & score: How do you find & check them?
You can get your credit report for free from each of the three major credit bureaus every week through the end of 2023. Get started at AnnualCreditReport.com. You can also get your TransUnion credit report through our free TransUnion Service Center or a paid credit monitoring subscription. Once you get your report, take a few minutes to review it to be sure all the information is accurate. If you do find anything that’s incorrect, you can dispute the errors through the TransUnion Service Center.
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