5 steps you must take to prepare for the new year

For many people, preparing for the new year means making some spur of the moment resolutions and leaving it t that. If you’re feeling a bit more ambitious, you might make SMART goals out of your resolutions and keep track of your progress throughout the year. If you really want to make the new year yours, though, you need to prepare for it.

Preparing for a new year might seem like an intensive progress that would take weeks to accomplish, but the reality is that you can probably get it done in the period between December25 and January1. All you have to do is follow a few simple steps.

Review the Last Year

Before you can look forward to the new year, take a moment and reflect on what happened this year. Think about the financial goals you accomplished, as well as any positive changes that you made. Perhaps you finally took out a mortgage on a house, or maybe you started putting more money toward your emergency fund. Maybe you even got a new job.


continue reading »