Syndicated

The fight against overdraft and NSF fees has been a popular topic in the financial industry over the last few years, as the Biden Administration has worked to eliminate those…

Community bank and credit union leadership teams are incredibly diverse. Your leaders have a wide range of skillsets, interests and opinions. Certain executives might even seem like oil and water…

As a lender, it is imperative to proactivelymanage the risksassociated with vehicle insurance to safeguard against uninsured collateral. The average premium exceeding $1,800 annually highlights the financial strain faced by…

Measuring customer satisfaction — the degree to which your customers are happy with the products and services your company provides—is a persistent challenge that seems only to get harder. Four…

Thirty-two economic policy officials from the past two Democratic administrations are warning congressional leaders that an upcoming Supreme Court ruling on the Consumer Financial Protection Bureau’s funding mechanism could upend…

Sometimes we set big learning goals—so big that they’re daunting. For example, how many credit union leaders do you know who’ve said, “My goal is to get promoted in two…

Both chambers of Congress return to Washington, D.C., this week, and America’s Credit Unions will be engaged on several fronts to advance credit union priorities. Scheduled for this week: The…

We hosted our National Credit Union Roundtable earlier this week, where each session provided not only an opportunity for America’s Credit Unions to share updates, but for us to hear…

Overdraft and nonsufficient fund fee revenue at the nation’s banks dropped 24% between 2022 and 2023, the Consumer Financial Protection Bureau reported this week. Income from those fees has decreased…

Inflation remained stubbornly high last month, but it hasn’t stopped Americans from spending. The Personal Consumption Expenditures price index — a closely watched inflation gauge favored by the Federal Reserve…

If you’re like many people, you may have purchased term life insurance years ago to financially protect the people you care about. The right next step for you depends on…

People are wary of artificial intelligence. They’re wondering if AI will turn out to be just another trend or buzzword that fades in time. They’re simultaneously worried that AI will…

The Bureau of Economic Analysis Thursday released 2024’s first quarter grossdomestic product (GDP) report, which showed an annual rate increase of 1.6%. “GDP fell shy of expectations in the first…

Gold's price has made a spectacular run for the topover the past several months against a backdrop ofhigh demand led by unwavering inflation. According toAmerican Hartford Gold, the commodity was…

Wall Street stocks closed lower on Thursday as markets were stunned by data showing slower-than-expected U.S. economic growth and persistent inflation, coupled with a sell-off in large cap stocks triggered…

A shared commitment to serving the financial needs of the underserved has long distinguished credit unions from other financial institutions. In this episode, we talk to Jules Epstein-Hebert, the Director…

You’ve surely heard the saying, “Every penny counts.” While this might sound like a cliché, it holds a profound truth, especially when it comes to understanding what your mortgage loan…

America’s Credit Unions is throwing its support behind bipartisan House legislation that would establish an independent office to consider appeals of credit union and bank examinations. In a Tuesdayletter to…

An example of great banking user experience is to provide access to financial services in a streamlined and intuitive manner. This process takes time and is ongoing. Having a long-standing…

The executive benefits landscape is changing rapidly. This was evident at the 2024CUES Symposiumin Nassau, Bahamas, where roughly one in four sponsors were executive benefits providers. CUES Symposium was a…

All 14 credit union-supported candidates won in Tuesday’s Pennsylvania primary elections. Candidates were supported by the America’s Credit Unions PAC and the CrossState Credit Union Association. Notable among the winners…

Benchmark S&P 500 closed higher in choppy trading on Wednesday, as investors weighed an uptick in Treasury yields amid positive corporate results particularly from technology giants. An auction of a…

As tumultuous as the current economic field may seem, it’s not all doom and gloom as Q1 comes to a close. According to Joseph Mayans,Chief EconomistatExperian, thereare signs of a…

Class action lawsuits against large, well-known lenders are bringing increased attention to ancillary product refunds (like GAP, Tire & Wheel, and AD&D.) Despite the many challenges of managing these product…