What lessons can be learned from the Republic First Bank failure?
I just about missed it, the news of a regional bank failure and subsequent takeover by another bank at the tail end of April. Yes, it really happened! (You can…
I just about missed it, the news of a regional bank failure and subsequent takeover by another bank at the tail end of April. Yes, it really happened! (You can…
Many Americans are house-rich, at least on paper. Thanks to skyrocketinghousing prices, homeowners are now sitting on nearly $30 trillion in home equity, according to theSt. Louis Federal Reserve— just…
America’s Credit Unions’ Luke Martone wrote to the NCUA Board Tuesdayrequesting the agency explicitly permitreimbursement of childcare costs incurred by a federal credit union board member. “Specifically, we ask the…
A new report from Elan Credit Card and PYMNTS Intelligence surveyed consumers to learn preferences on general-purpose versus co-branded and store credit cards, drivers that impact consumer choice, and trends…
Change is not only inevitable, but it's also happening more rapidly than ever. A leadership approach that addresses the uncertainty and complexities of change is needed for credit unions to…
Thirteen years after the rule was supposed to be finalized, on Monday federal banking regulators again proposed a rule governing incentive-based compensation practices at financial institutions. The proposed rule was…
“Some of them are just passing away!” I’m a marketer, not a doctor, so I can’t help with that. “68% of consumers leave a business relationship because of a perceived…
The measure of a successful inbox management strategy is open for interpretation. Is it reaching inbox zero? For many, this is too tall an order. Read on for a few…
For many people,retirementmeans living on a fixed income and cutting costs to reduce expenditure. And while these are both sound strategies to help stretch the dollar, sometimes the better option…
Across all industries, employees are worried about AI. A whopping 75% of workers are concerned about AI making certain jobs obsolete, and 65% are concerned about AI taking their job,…
Big box retailers are attacking consumer convenience, security, and value with the Big Box Bailout bill, America’s Credit Unions President/CEO Jim Nussle, American Bankers Association President/CEO Rob Nichols, and Independent…
Generation Z has the potential to be the greatest credit union generation, but we are struggling financially and we need credit unions to step up to help. After I signed…
Understanding your market and targeting the right people is key to success. You can’t be all things to all people, so you must limit your scope and focus on consumers…
In the next few years, more Americans than ever will reach the traditional retirement age of 65. A study commissioned by the Retirement Income Institute and the Alliance for Lifetime…
The nation’s community banks have seized on the recently announced purchase of a bank by Houston’s largest credit union to renew their demand that Congress act “on this dangerous and…
Strong employee retention is a hallmark of a thriving company culture. Fostering transparency, collaboration, and a sense of community can keep staff loyalty strong for decades. How can leaders replicate…
The economy is bound to enter a downturn if the Federal Reserve delays cutting interest rates, according to Marija Veitmane, the head of equity research at State Street Global Markets.…
As a credit union, your mission is to transform lives by creating trust and a solid financial foundation for growth. Members look to you for guidance to simplify and enhance…
This week, America’s Credit Unions will continue to relentlessly advocate on behalf of credit unions as several hot topics will be discussed on the Hill and at regulatory agencies. The…
America’s Credit Unions is here to provide a unified voice for the credit union industry, and this week showcased the relentless advocacy and coordination of our team, member credit unions,…
Shared perceptions of a fair-pay workplace are an important driver of employee satisfaction, especially as discourse on pay equity and employee value increases. To stay competitive and compliant, employers need…
In a rapidly changing world, organizations must embrace diversity, equity and inclusion more than ever. Across various industries, companies are realizing the importance of cultivating a workplace that represents diverse…
The US labor market cooled notably last month as both hiring and wage growth slowed more than economists had expected in April. The US economy added 175,000 new jobs and…
Digital banking solutions, specifically mobile and web-based platforms, have gained widespread adoption in the past ten years, as bank branches become less and less utilized. However, a pertinent question arises:…