The Department of Housing and Urban Development announced Wednesday that lenders in its Single Family program must clearly explain how borrowers can request a reconsideration of a property appraisal. The…
America's job market increasingly appears to be splitting into two tracks, economists say, alongside a steady demand for skilled workers and a flagging interest in hiring more "knowledge-based" professionals. The…
In light of recent devastating tornadoes that struck several communities, the Nebraska Credit Union League announced that the Credit Union Foundation of Nebraska has made a $10,000 donation on behalf…
It’s a magical moment when you’re sitting in a theater waiting for a show to begin. The curtains rise, the lights shine brightly and you’re about to enter a completely…
AI is top of mind for most financial services organizations, but the question of, 'where to begin?' remains. Upstart's new AI in Financial Services Professional Certification course is designed to…
In today’s economic climate, the need for financial stability has never been more dire, yet simultaneously has never felt more unattainable. Affordable housing is nearly impossible to find, the cost…
It wasn’t too long ago that artificial intelligence seemed like technology of the distant future. AI was for science fiction tales and movies set in the next millennium. But now…
Americans aren't having nearly as many kids as they used to, but that won't be the blow to the US economy that many have feared, according to Fisher Investments. In…
Even if a Biden Administration plan to reschedule marijuana under the Controlled Substances Act goes into effect, enactment of marijuana banking legislation is still essential, Greg Mesack, senior vice president…
America’s Credit Unions President/CEO Jim Nussle detailed the credit union perspective on the topic of mergers in conjunction with Wednesday’sHouse Financial Services Subcommittee hearingto discuss merger policies of the federal…
Whether due to rapid technological innovations or economic factors, the landscape of auto sales and lending is shifting more rapidly than ever. In times like these, adaptation is crucial for…
Student loan repayment can be complicated and difficult to navigate. With higher education costs continuing to trend upward, an increasing number of parents/guardians find themselves co-signing their child’s student loans,…
If at first you don’t succeed, reevaluate your culture. Culture is a key component that separates the highest-performing organizations from the also-rans. McKinsey & Co. confirmed the connection between culture…
“How do I know if it’s the credit union or a scammer?” The importance of educating our members on the fraud alert procedure. Have you ever received a call from…
What if banks stopped caring about crafting the perfect customer experience? What if, instead, some banks focused on delivering banking services such as checks, bank accounts or automated clearing house…
Led by a people-before-profit philosophy, we invest in our members, employees and communities every day. We’re committed to offering you essential financial services and resources that help you achieve your…
America’s Credit Unions President/CEO Jim Nusslewrote to the House Ways and Means Committeeahead of its Tuesday hearing with Treasury Secretary Janet Yellen. In the letter, Nussle called attention to the…
For credit unions of all sizes, strong governance practices are fundamental for building and sustaining long-term success. Robust governance processes and practices help your organization foster transparency and accountability, ultimately…
When you find yourself saying, “it’s not on brand,” do you understand why you are saying it? Uttering these words should prompt us to question whether we truly grasp the…
First, let’s understand the impact of a top-heavy organizational structure on a credit union’seffectiveness, efficiency, and overall performance, which is critical. Here are the risks a top-heavy organization poses: Slow…
Hundreds of community bankers arrived in the nation’s capital this week to deliver a familiar message to Congress: rein in those out-of-control credit unions. The Independent Community Bankers of Americas’…
Credit unions are beginning to look a lot like your corner bank. The member-owned financial institutions, known for their local focus and pledges to help underserved communities, are snapping up…
America’s Credit Unions Chief Advocacy Officer Carrie Hunt reiterated key points of the credit union difference in a message sent to lawmakers Monday. The proactive message was sent ahead of…