The 4 factors of data analytics success in a credit union
The credit union industry looks very different now than it did twenty years ago. At that time, it would have been hard to imagine remote deposit capture, peer-to-peer payments, or…
The credit union industry looks very different now than it did twenty years ago. At that time, it would have been hard to imagine remote deposit capture, peer-to-peer payments, or…
Last week, Acting CFPB Director David Uejio signed off on the agency’s annual fair lending report. The report explains that due to the ongoing effects of the pandemic, many people…
Last Wednesday, cryptocurrency exchange creator Coinbase launched its highly anticipated direct stock offering (as opposed to a traditional initial public offering) to great success and excitement. As cryptocurrencies like Bitcoin…
We recently had a conversation withWhitney Loeto discuss the future of retail banking, digital transformation, and the role of people in banking. As Director of Business Development at Ignite Sales,…
When it comes to paying off your credit card balances, you have multiple options. It can be tempting to only pay the minimum. Why pay more if you don’t have…
Navigating through change is challenging, especially during times of global uncertainty. As we move through 2021, implementing successful organizational change efforts and supporting our teams along the way are paramount…
The House passed the CUNA-supported Secure and Fair Enforcement (SAFE) Banking Act Monday in a bipartisan 321-101 vote. The bill would provide protections to financial institutions that serve state legal…
The CFPB Monday issued an interim final rule (IFR) that requires debt collectors to provide tenants with written notice of their rights under the eviction moratorium issued by the Centers…
It’s been a little over a year since the COVID-19 pandemic disrupted our lives on a scale that most of us had never experienced before. The events of 2020 prompted…
What is guaranteed asset protection (GAP)? Guaranteed asset protection coverage has one purpose: to protect the investment you made in your vehicle in the worst-case scenario: if your car is…
Digital adoption among consumers has risen dramatically during COVID-19, spurring a rise in member expectations for what it means to bank digitally. While financial institutions continue to invest in the…
One of the biggest life lessons that will prove valuable over and over again: the credit-related mistakes made in your past can come back to haunt you in the future,…
For the past three years,Hudson Valley Credit Union($6.1B, Poughkeepsie, NY) has relied on six-month road maps to execute marketing campaigns that drive demand for products and services. “They help us…
The editorial team of Credit Union Magazine is now accepting nominations for the ninth annual Credit Union Rock Stars program, sponsored by Fiserv. Credit Union Rock Stars are professionals and…
NAFCU continues to advocate for credit unions to have access to important regulatory and legislative tools and flexibilities that will help them move forward through the pandemic and beyond. Of…
When it comes to loan growth, it’s a challenging time for credit unions—perhaps even more challenging than the years following the 2008 financial crisis. Why? First of all, virtually all…
With interest rates at historic lows, many members are buying new homes or refinancing. Add in COVID-19 and the increase in technology, and many things may change during the transaction.…
“We’re spending money,but there’s nothing to show for it.” If you’ve said that about your credit union marketing, you’re not alone. You may have increased your budget. You may have…
Hear about how Franklin Mint Federal Credit Union has been engaging Gen Z and Millennial borrowers with their student lending options. We’ll be talking about the successful marketing campaigns that…
Remarkable Credit Union · From Conservatorship to Community Champion: The Alabama ONE Story Five years ago, Alabama ONE was not in a “fun place,” to say the least. The credit…
Great leaders want to see their people succeed. We want our employees to take on new responsibilities, pursue learning opportunities, and meet career goals. Also, we want to help the…
The NCUA Board will publish an interim final rule Monday making two temporary changes to its prompt corrective action (PCA) regulations to help ensure that federally insured credit unions remain…
During his testimony on behalf of NAFCU before a House Financial Services subcommittee yesterday, Carlos Pacheco – CEO of Premier Members Credit Union in Boulder, Colo. – highlighted ways in…
Tier 1 financial institutions command much of today’s small and medium-sized business banking market with about two-thirds of those primary relationships, according to a Raddonstudy. However, those businesses expressed a…