Americans will vote tomorrow in the midterm elections. Pre-election polling continues to hint that Democrats are poised to possibly win control of the House in the next Congress while the…
The 2018 CUNA Lending Council Conference ended on a high note with a “keynote concert” by Grammy-nominated musician Freddie Ravel Wednesday in Anaheim, Calif., Music has the power to move…
Since the number of credit unions is decreasing, the NCUA’s budget should be decreasing too, some credit unions are arguing. After all, if the agency has fewer credit unions to…
Is your credit union considering a dive into the world of analytics? You might be readier than you realize. Tapping into data that will help you identify what members need…
Many credit unions have the best of intentions to create and launch amazing marketing campaigns, but when things get busy throughout the year, marketing is oftentimes the first thing to…
Gone are the days of a linear banking experience. The banking journey has evolved into a dynamic path, defined by a proliferation of touchpoints and owned by customers who desire…
To be a better leader, you must first understand yourself: your strengths and weaknesses, what drives you and what keeps you grounded. We can't get to the next level and…
For years, many of us have been calling credit unions the best-kept secret in the country. Are you getting as tired of saying that as I am? We all should…
The Bureau of Consumer Financial Protection has updated its small entity compliance guidefor the Home Mortgage Disclosure Act (HMDA) to reflect changes in the Economic Growth, Regulatory Relief and Consumer…
As pre-election polling hints that Democrats are poised to possibly win control of the House in the next Congress, the securities and investment industries – as well as banks –…
This year is turning out like most people predicted in the mortgage arena. Rising interest rates have significantly hampered the mortgage refinance market. The growth of the purchase market can…
The Trump Administration’s five-year estimate of the cost of the credit union tax exemption has dropped by almost a third, according to the Treasury Department’s latest estimate of tax expenditures.…
October 8, 2017, was like any other Sunday for Redwood Credit Union ($4.4B, Santa Rosa, CA). But business as usual was about to change. At close to 10 p.m. a…
Community banks and credit unions have special appeal for cyber criminals. Why? Smaller financial institutions maintain large amounts of financial and personal data, but are perceived to lack the same…
The Wall Street Journal is the best paper in America but if all you did was read the Journal, you could be forgiven for thinking that credit unions, as opposed…
As the payments industry undergoes change brought about by technological advancements, debit remains the second most frequently used form of payment behind cash. The U.S. debit card market accounts for…
The NCUA awarded $2 million in grants to 203 low-income credit unions, funding from the agency’s Community Development Revolving Loan Fund (CDRLF). CUNA strongly supports full funding for the CDRLF,…
NAFCU's Andrew Morris today will attend the Financial Accounting Standards Board's (FASB) Transition Resource Group for Credit Losses to gain insights on issues that might arise when companies and organizations…
Joe Newberry believes in the power of transformational leadership. This leadership approach takes a great organization and makes it excellent, guiding the management team and employees alike toward becoming more…
Has your credit union advertised or disclosed rates on open-end loans as “fixed” without specifying a time period that the rate will be fixed? If so, you’ll likely have to…
The NCUA issued October prohibition notices Wednesday that banned four former employees, including two CEOs, from participating in the affairs of any federally insured financial institution. Savannah Yang, a former…
As the push to (rightly) include a wider variety of people and perspectives continues to make its ways through film, television, and print, what we’re already seeing on our computers…
Our family has always gone all-in for Halloween (think the Griswold house from “Christmas Vacation”). Spooky lights, tombstones, fog machine—the works. We’ve also added, over the years, several animatronic zombies.…
The process of switching financial institutions tends to be scary for members. Realizing your billing information is out of date can haunt a member, and getting hit with several months…